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First Friends Checking

Experience has advantages—like this higher balance, tiered interest earning account. In addition, the First Friends Club is one of the most active and vibrant seniors' social and travel groups in Georgia.

Financial Advantages

  • Minimum Balance - There is no service charge for this account, if you maintain a minimum balance of at least $1,500.00. Should your balance fall below this amount any time during the month, you will incur a service charge of $7.00.
  • Personalized Checks - Receive your special member checks with your name and address at no cost to you.
  • Unlimited Checking - Write all the checks you like. With First Friends Checking, there are no per check charges.
  • Interest Bearing Checking - Earn competitive interest rates on your account balance. The greater your balance the higher your rate. See a representative for details.
  • Discounted Safe Deposit Box Rental - Protect your most valuable documents; as a First Friends Checking customer, you will receive an annual credit of up to $3 on our smallest safe deposit box or a savings of up to 10% off the normal rental rate of our larger boxes.

Travel Advantages

  • Group Travel - As a First Friends Checking customer you will be eligible to participate in exciting group travel opportunities that are custom-made for First Friends. Trips are planned throughout the year for local, domestic, and international destinations. The trips are competitively priced and you will enjoy the safety, fun, and fellowship of traveling with fellow First Friends.
  • Social Outings And Seminars - You will benefit from seminars and movies, both of which are tailored to the needs and interests of seniors. Plus throughout the year First Friends enjoy several social traditions including Holiday Celebration and First Friends Birthday Celebration.

Convenience Advantages

  • 24-Hour Banking - Banking made easy.....24-hours a day at our convenient Automated Teller Machines located throughout the area. Also, access your accounts any time by touch-tone phone through our Xpress 24-hour TouchTone banking service. As a First Friend when you use an FNB ATM or Xpress Banking there is no transaction fee.
  •  VisaŽ Checkcard - Enjoy the convenience of the VISA Checkcard without an issue fee.
  • Cashier's Checks & Money Orders - These secure instruments are available to you at no issue charge.
  • Direct Deposit of Your Payroll & Social Security Checks - Enjoy the convenience. For immediate access to your money you can authorize the Treasury Department or your employer to deposit your checks directly into your account.
  • Special First Friends Newsletter - As a First Friends member you will receive our exciting newsletter which includes features on banking products and services of particular interest to seniors. Plus, a complete calendar of upcoming trips, seminars, movies, and social outings, as well as a review of recently completed trips. Member birthdays and anniversaries are also a favorite part of the newsletter.
  • Tote Bag - When you open your First Friends account, you'll receive a FREE canvas tote bag!

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